Mind Over Money provides personal and business finance courses and workshops that encourage self-reflection, identification of gaps in knowledge, and the platform to acquire the necessary skills.
We understand that to teach financial skills, you must start by meeting the individual where they are. You must consider their beliefs, current ability, and financial behaviour. Doing so provides the opportunity to challenge limiting beliefs, improve self-efficacy and financial ability.
With a UK average household debt of £60,000 and 290 people per day declared insolvent (2021), a focus on finance is essential. Studies show that only 10% of people believe that they are highly knowledgeable about finance. This, paired with other findings that confirm self-efficacy impacts financial capability, is why we use behavioural insights to provide financial services that create change.
We work with corporates to deliver sessions to their employees or clients. Typical topics include preparing for homeownership, providing a money management framework, and understanding the psychology behind financial decision-making.
Mind Over Money also works directly with individuals to improve financial confidence. Sessions include the A-Z of generating a second income, Startup finance and a guide to financial control.